Missed tax deductions. Suboptimal rent. A mortgage nobody's reviewed in years. We fix all three, under one relationship.
Rai & Co. is Klang Valley's only full-suite property wealth consultancy run by landlords who own property themselves. We handle your tenants, finances, tax, and mortgage.
Book My Free Portfolio Review →
Most property management firms are run by salespeople. Rai & Co. was built by two landlords, Evan and Ken, who've been through every problem you're facing. The tenant who stopped paying. The August aircond breakdown. The year-end BE form scramble with no idea what to declare.
We built the service we couldn't find anywhere else. When you work with us, you're working with landlords who have 12 units of their own skin in the game. That changes how we think about your property, because it could be ours.
Not just in stress, in actual ringgit left on the table, month after month. Here's what a RM 2,500/month rental is silently costing you.
Every vacant month costs half a month's rent. Without professional marketing, professional photos, and a vetted tenant pipeline, the average landlord re-lets 15 days slower, that's RM 1,250 gone before the next tenancy even starts.
Most landlords renew at the same rate to avoid friction. Managed properties that track market comparables achieve an average of +4% at each renewal, compounding year after year. On RM 2,500, that's RM 1,200 per year you're not collecting.
Most landlords miss legitimate deductions in their BE form: quit rent, assessment tax, insurance, repairs, management fees. All claimable. Most don't claim any of them. We track every deductible expense throughout the year so nothing is left on the table come filing time.
Pipe burst. Aircond down. Tenant dispute. The average landlord spends 4–6 hours a month on coordination alone, that's professional time worth 6% of your annual rental, absorbed silently every year. That time has real value, even when you stop counting it.
Free property management does not exist. What exists is management where the cost is hidden — in missed tax deductions, below-market rent, and hours of your time. Rai & Co. charges a transparent monthly fee. In return, we recover more than that fee in value — or we will tell you honestly if we can't.
Progressive band structure per door; units and individual rooms priced the same way, with a minimum of RM125/door/month.
| Monthly Rental Band | Rate |
|---|---|
| First RM 2,000 | 10% |
| Next RM 2,000 (up to RM 4,000) | 9% |
| Next RM 2,000 (up to RM 6,000) | 8% |
| Next RM 2,000 (up to RM 8,000) | 7% |
| Above RM 8,000 | 6% |
Enter your monthly rental to see your exact management fee and estimated annual return.
Based on typical Klang Valley outcomes. Vacancy saving: 15 days faster re-letting. Rental uplift: ~4% annual optimisation. Time saving: 6% of annual rental. Individual results vary.
From the day you sign with us to every renewal cycle, every tax deadline, and every BNM rate move. Here's what's included under one monthly relationship.
| Service | Status |
|---|---|
| 01Setup, Leasing & Smart Technology | |
| Smart Lock + InstallationKeyless entry configured; no more lost keys, lockout calls, or key handover logistics. Included under 3-year contract. | IncludedRM 1,549 |
| Smart Meter + InstallationUnit-level utility monitoring; disputes resolved with actual data, not estimates. Included under 3-year contract. | IncludedRM 949 |
| Professional PhotographyStyled shoot; better photos mean faster lettings and higher perceived value. | IncludedRM 250 |
| Unit Marketing & Portal ListingsListed on all major Malaysian portals with pricing benchmarked against the market. | IncludedRM 300 |
| Viewings & Tenant ScreeningWe handle all showings and vet applicants on employment, rental history and creditworthiness. | IncludedRM 200 |
| Finding New TenantsWhere a co-broke agent is involved, standard agent commission applies. | Market rate |
| Tenancy Renewal (Same Tenant)Renewal negotiated and documented, no extra charge when existing tenant stays. | IncludedRM 1,250 |
| Tenancy Agreement PreparationLegally sound TA drafted and executed, with clauses that protect the owner's position. | IncludedRM 250 |
| Initial Unit Inspection & InventoryFull condition documented before key handover; your evidence record at move-out. | IncludedRM 100 |
| Unit Restaging Between TenantsWe reset the unit presentation at every turnover. | IncludedRM 80 |
| 02Tenant Management & Financial Reporting | |
| Dedicated Tenant SupportSingle point of contact for all issues, escalated and resolved without involving you. | IncludedRM 600/yr |
| Rent Collection & DisbursementCollected, verified and transferred to you on a fixed monthly schedule. | IncludedRM 240/yr |
| Automated Rent RemindersLayered reminders so payment issues surface early, not at month-end. | IncludedRM 120/yr |
| Monthly Financial StatementsIncome and expense report per property, every month, ready for your accountant. | IncludedRM 120/yr |
| Statutory Bill PaymentsQuit rent, sinking fund, assessment tax, tracked and paid from rental proceeds. | IncludedRM 240/yr |
| Utility Monitoring (TNB, Water, Sewerage)Abnormal usage flagged before it becomes a dispute or arrears problem. | IncludedRM 120/yr |
| Tariff Conversion (Commercial → Residential)Many units are billed on the wrong tariff; we identify and correct it. | IncludedRM 150 |
| TNB Ownership TransferAccount moved into tenant's name at tenancy start, no lingering liability. | IncludedRM 150 |
| Quarterly Mail CollectionPhysical mail collected from unit and scanned; important statutory notices never missed. | IncludedRM 100 |
| Fire Insurance AdministrationPolicy tracked, renewed and filed; your asset stays covered without the paperwork chase. | IncludedRM 100 |
| 03Property Maintenance & Inspections | |
| Emergency On-Site ResponseWater leak, power failure, lockout: we respond day or night without waking you up for a decision. | IncludedRM 90 |
| Vendor & Management Office LiaisonWe deal directly with contractors and JMB/MC on your behalf, no more chasing in person. | IncludedRM 120/yr |
| Routine Maintenance InspectionsPlumbing, wiring, appliances: small issues caught before they compound. | IncludedRM 240/yr |
| Move-Out InspectionFull defect and inventory check, documented with photos and a written report. | IncludedRM 80 |
| Routine Inventory ChecksMid-tenancy walk-throughs to verify condition and tenant compliance. | IncludedRM 120/yr |
| Eviction Management & Full ReportingNotices, documentation, authority coordination: handled end-to-end with a written record. | IncludedRM 350 |
| 04Tax Optimisation | |
| Annual BE Form GuidanceRental income section completed with your actual numbers, line by line, in plain language. | Included via add-on |
| Full Deduction IdentificationQuit rent, assessment, insurance, interest, repairs, depreciation: every legal deduction identified. | Included via add-on |
| Year-End Expense SummaryCategorised report per property, ready before tax season; file yourself or hand to your accountant. | Included via add-on |
| Capital Allowance TrackingQualifying fixtures tracked from day one, not scrambled for in April. | Included via add-on |
| Accountant LiaisonNumbers provided in the right format so your accountant can focus on the filing. | Included via add-on |
| 05Mortgage & Refinancing Advisory | |
| Full Loan AuditExisting mortgage reviewed against current market packages: rate, structure, lock-in, tenure. | Included |
| Refinancing Feasibility ModellingBreak-even calculated; legal fees, penalties and projected savings all factored in. | Included |
| Bank Package ComparisonBR spread, legal fee rebates, flexi access, cashback: compared across major banks. | Included |
| Portfolio Loan StructuringDSR exposure, cross-collateralisation risk, and future purchase capacity reviewed. | Included |
| Trusted Specialist NetworkVetted mortgage brokers and bankers we've used ourselves, not a cold referral list. | Included |
You don't need four separate advisors. You need one team that sees your full picture.
We handle the full tenancy lifecycle: screening, contracts, rent collection, maintenance, disputes, move-out. You stay informed. You stay out of it.
Every ringgit in and out tracked, categorised, and delivered as a clean monthly statement. Hand it to your accountant. No spreadsheets. No shoeboxes.
We identify every deduction you're entitled to and make sure it's correctly entered in your BE form. Most clients recover more than our annual fee.
We review your current loan against what's available now. If there's a better deal, we'll tell you exactly how to get it. If not, you'll know your mortgage is sound.
We built these calculators because we use them ourselves. Free, instant, and built for the Malaysian market, no signup required.
See All Free Tools →We make the transition smooth. Most clients feel the difference within their first month.
Tell us about your property or portfolio. We'll give you an honest view of what we can do and what it costs. No pressure, no obligation, just a proper conversation.
We take over. We introduce ourselves to your tenants, set up expense tracking, review your mortgage, and get your accounts in order. You'll barely notice the transition.
You receive a clean statement for every property: rent collected, expenses logged, issues resolved. Everything handled. You just watch your investment perform.
Most property managers ask you to trust them before they've earned it. We ask for nothing up front, just a conversation. If after your free review you decide it's not for you, that's completely fine.
And if you do sign on, we're confident enough in our own work to put it in writing.
Book a free, no-pressure portfolio review. We'll look at your property, your finances, and your tax, and tell you honestly where you're leaving money behind.
💬 Book My Free Portfolio Review Takes 2 minutes on WhatsApp · No forms · No commitment · We'll suggest a time that worksIf you scrolled straight here: we're Rai & Co., a property wealth consultancy in Klang Valley run by two landlords who own 12 properties between them. We manage your tenants, track your finances, optimise your tax, and review your mortgage, under one relationship, starting from RM 125/month per door. It's month-to-month by default. The first step is a free portfolio review on WhatsApp; takes two minutes to book, and we'll tell you honestly what we find.
- Evan & Ken, Co-Founders · raico.com.my
What happens after the free review.
Three landlords. Three different problems. One team.
"They reviewed my mortgage and found I was overpaying by almost RM400 a month. That's RM4,800 a year I was just leaving on the table. Wish I'd done this three years ago."
"Honest, responsive, and they actually know property. I haven't had to call a plumber myself in 8 months. They handle everything and I just get a monthly summary."
"I used to spend hours every December figuring out what to put in my BE form. Now I get a one-page summary and I'm done. The tax savings alone covered the management fee."